Nihal Fintech Pvt. Ltd. is a leading loan distribution company operating across Mumbai, Pune, and major cities in Maharashtra. We partner with 50+ banks and NBFCs to offer a wide range of financial products — from Home Loans and Loan Against Property to Business Loans and Working Capital.
As a DSA (Direct Selling Agent) partner, you become part of our growing network of professionals who earn attractive commissions by referring loan customers. Whether you are a Chartered Accountant, Real Estate Broker, Doctor, Insurance Agent, or Business Owner — our partner program is designed to help you generate a consistent additional income stream with zero investment.
With dedicated relationship managers, real-time lead tracking, quick payouts, and a transparent commission structure, Nihal Fintech makes it effortless for you to build a profitable loan referral business.
Professionals from diverse backgrounds can join Nihal Fintech’s partner network and earn attractive commissions:
CAs have direct access to clients needing Home Loans, Business Loans, and LAP. Leverage your existing client relationships to earn commissions on every successful loan referral without any extra effort.
Property deals and loan requirements go hand-in-hand. As a real estate broker, refer your property buyers for Home Loans and LAP, and earn commissions on top of your brokerage income.
Doctors often interact with patients and peers looking for personal loans, home loans, or business funding for clinics. Refer them to Nihal Fintech and earn a passive income alongside your practice.
If you run a business and interact with other business owners, you can refer them for Working Capital Loans, Business Loans, and Project Funding. Turn your network into a revenue stream.
Insurance agents already have a vast network of clients with financial needs. Cross-sell loan products to your existing customer base and multiply your earnings with minimal effort.
Former banking professionals and loan connectors understand the lending ecosystem inside out. Put your experience to work - refer quality leads and earn industry-best commissions.
Nihal Fintech offers one of the most rewarding DSA partner programs in Mumbai and Pune. Here’s why 500+ professionals trust us:
Earn attractive commissions on every successful loan disbursement:
0.2% – 0.5%
₹30L – ₹1Cr
₹6,000 – ₹50,000
0.5% – 1.0%
₹20L – ₹75L
₹10,000 – ₹75,000
1.0% – 2.0%
₹10L – ₹50L
₹10,000 – ₹1,00,000
1.0% – 2.5%
₹2L – ₹25L
₹2,000 – ₹62,500
0.5% – 1.5%
₹10L – ₹1Cr
₹5,000 – ₹1,50,000
0.3% – 0.8%
₹10L – ₹5Cr
₹3,000 – ₹4,00,000
0.5% – 1.0%
₹50L – ₹10Cr
₹25,000 – ₹10,00,000
Note: Commission rates may vary based on lender, loan amount, and partner tier.
Help customers buy their dream home with competitive interest rates from SBI, HDFC, ICICI, Kotak & more. Ticket size: ₹10L – ₹5Cr.
Help customers buy their dream home with competitive interest rates from SBI, HDFC, ICICI, Kotak & more. Ticket size: ₹10L – ₹5Cr.
Unlock the value of residential or commercial property. Ideal for business expansion & education
Refer HNI clients to get loans against mutual funds, shares, bonds, and insurance policies.
For builders and developers - construction finance, land purchase loans, and project development funding.
Quick unsecured loans for salaried and self-employed individuals.
Help businesses manage cash flow with OD, CC, and working capital term loans
Joining Nihal Fintech as a loan referral partner is simple and completely free. Here’s how:
No. Nihal Fintech's DSA partner registration is completely free. There is zero investment required to join our partner network.
You need your PAN Card, Aadhaar Card, a cancelled cheque or bank passbook, and a passport-size photograph. Firms additionally need GST and business registration certificates.
Yes! CAs are among our most successful partners. Your existing client base of business owners and professionals makes you an ideal candidate for earning loan referral commissions.
Commissions are paid within 7–15 days of loan disbursement. You can track all your referrals and payouts through our partner portal in real-time.
Absolutely. Most of our partners — including doctors, CAs, and insurance agents — work as DSA partners part-time alongside their primary profession. There are no minimum referral requirements.
We have tie-ups with 50+ lenders including SBI, HDFC Bank, ICICI Bank, Kotak Mahindra, Bajaj Finserv, Axis Bank, LIC Housing, Tata Capital, and many more.
We have offices in Mumbai (Kandivali) and Pune (Budhwar Peth) and our partner network extends across 2000+ cities in India. You can join from anywhere.
Once registered, you share the customer's basic details (name, phone, loan requirement) with your dedicated relationship manager or through our partner portal. Our team handles the rest - documentation, bank processing, and disbursement. You earn your commission automatically.
Monthly EMI: --
Total Interest Payable: --
Total Payment (Principal + Interest): --
