Loan Against Property - Unlock up to 80% of Your Property Value

Loan against property interest rates are typically lower than personal loans since the loan is secured against your property. Our partner banks — including ICICI, Axis, Kotak, and PNB Housing Finance — offer competitive rates tailored to your profile. Contact our team for a personalized rate quote.

You'll need just five key documents to get started, including property papers, identity proof, address proof, income proof, and bank statements. Our minimal documentation process keeps approvals quick and hassle-free — reach out for your personalized checklist

Yes, a loan against property is one of the most popular ways to fund business expansion, alongside uses like education, weddings, medical expenses, or debt consolidation. Since it's secured, you get higher loan amounts at lower rates than unsecured business loans.

You can repay your loan against property over a flexible tenure of up to 20 years, letting you choose EMIs that comfortably fit your monthly budget. Try our calculator above to see how tenure affects your EMI.

No — Nihal Fintech offers minimal processing charges with complete transparency, so there are no hidden fees or surprises. Every cost is explained upfront before you commit.

We accept a wide range of properties as collateral, including residential, commercial, and industrial properties. Our team can quickly assess your property's eligibility - get in touch for a free evaluation.