Loan against securities is a secured lending option that lets you access funds by pledging securities like mutual funds and shares as collateral. Applying for loan against securities/shares/mutual fund/bonds for a seamless borrowing experience proves ideal for covering short to medium-term financial needs.
One of the key benefits of digital LAS is that it empowers borrowers to access cash without liquidating their investments. This means you can continue to earn returns on your securities while using them to meet your financial requirements.
At Nihal Fintech PVT LTD, you can secure a loan against securities at a competitive P.A interest rate, and the entire process is facilitated through a hassle-free loan application.
Valid identification proof like PAN card, Aadhar card, Voter ID, or Passport.
Provide recent salary slips, Form 16, or detailed Income Tax Returns (ITR) for income verification.
Recent bank statements to verify your financial status and repayment capability.
Address proof via utility bills, rental agreement, or government ID.
Property documents like sale agreement, builder-buyer agreement, and certificates ensure legal status.
A credit report to assess your creditworthiness and eligibility for the loan.
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