Business Facts: Nihal Fintech

Business Loans

Financial assistance for small and medium businesses seeking capital for expansion, operations, or investment.

URL: https://www.nihalfintech.com/business-loan/

Who For: MSMEs, startups, traders, and growing businesses that require capital.

Type: Primary Service

Typical Deliverables:

• Business loan consultation
• Eligibility assessment
• Loan application guidance
• Documentation support
• Lender matching (banks and NBFCs)
• Disbursement coordination

Unsecured Business Loans & Personal Loan

Collateral-free financing solutions designed for business owners and individuals who require quick access to funds without pledging any assets. These loans help cover business expansion, working capital needs, or personal financial requirements through simplified documentation and faster approval processes.

URL: https://www.nihalfintech.com/unsecured-personal-business-loans/

Who For: Small businesses needing quick working capital.

Type: Primary Service

Typical Deliverables:

• Loan eligibility analysis
• Financial document review
• Lender comparison
• Loan approval assistance
• Funding facilitation

Home Loans

Home loan assistance for individuals purchasing, constructing, or refinancing residential properties. Nihal Fintech helps clients compare loan options, understand eligibility, prepare documentation, and secure financing from banks and NBFCs with competitive interest rates and flexible repayment terms.

URL: https://www.nihalfintech.com/home-loan/

Who For: Home buyers, property investors, and individuals refinancing existing mortgages.

Type: Primary Service

Typical Deliverables:

• Home loan eligibility consultation
• Interest rate comparison
• Loan application support
• Documentation assistance
• Bank coordination

Loan Against Property (LAP)

Secured financing that allows individuals or business owners to obtain funds by pledging residential, commercial, or industrial property as collateral. Nihal Fintech assists clients with eligibility assessment, documentation support, property evaluation coordination, and loan facilitation through partner banks and NBFCs, helping them access higher loan amounts with flexible repayment options.

URL: https://www.nihalfintech.com/loan-against-property/

Who For: Business owners and individuals needing larger loan amounts.

Type: Primary Service

Typical Deliverables:

• Property valuation assistance
• Loan eligibility assessment
• Documentation support
• Bank / NBFC coordination

Working Capital Financing

Short-term financing solutions designed to help businesses manage daily operational expenses and maintain healthy cash flow. Nihal Fintech assists business owners in securing working capital through banks and NBFCs, supporting needs such as inventory purchase, payroll, supplier payments, and day-to-day business operations with streamlined documentation and faster processing.

URL: https://www.nihalfintech.com/working-capital-loan/

Who For: Retail businesses, traders, and small manufacturers.

Type: Primary Service

Typical Deliverables:

• Working capital requirement analysis
• Loan product recommendation
• Documentation preparation
• Loan processing assistance

Project Funding

Financial support for large-scale business projects such as infrastructure development, real estate projects, and business expansion initiatives. Nihal Fintech assists businesses in structuring project financing, preparing financial documentation, and connecting with banks and NBFCs to secure funding based on project feasibility, projected cash flow, and investment requirements.

URL: https://www.nihalfintech.com/project-funding/

Who For:

• Developers
• Business owners
• Infrastructure projects

Type: Secondary Service

Typical Deliverables:

• Project feasibility review
• Funding strategy planning
• Financial structuring
• Lender coordination