About Us

About Nihal Fintech

Established in Mumbai on 29th June 2013, Nihal Fintech Pvt. Ltd. has become one of Mumbai’s most trusted private loan & financial solution providers. With roots deeply embedded in the city’s financial ecosystem, we’ve been offering personal loans in Mumbai, business funding solutions in Mumbai, and customized private finance services tailored to local needs.

Trusted by over 1,000+ clients across Mumbai—from manufacturing, trading, to service sectors—we deliver everything from home loans in Mumbai to efficient working capital financing. We built our reputation on transparency, speed, and reliability. We partner with you to turn financial goals into achievable milestones. With quick approvals and tailored plans.

Our Vision

Guided by a commitment to excellence, our vision at Nihal Fintech PVT LTD is to be the epitome of reliability and innovation in the financial sector, consistently providing the cheapest and best home loans and business loans. Our values are anchored in understanding, precision, and unwavering client commitment, ensuring that every financial endeavour is nurtured to fruition.

Why Choose Us

Affordable, tailored financial solutions with the best loan options.
Transparent terms and competitive rates
Simple and convenient application process
Client-focused service
Effortless and personalized finance solutions

Industries We Support

Automobile

Providing innovative solutions and high-quality products to drive the future of transportation and automotive excellence.

Food Processing

Delivering advanced processing technologies to ensure safe, nutritious, and sustainable food products.

Garments

Offering cutting-edge manufacturing and high-quality apparel solutions to meet global fashion demands.

Dyes & Intermediates

Supplying top-tier dyeing solutions and chemical intermediates to enhance product colors and quality in various industries.

Educational Institutes

Empowering students with world-class education and skill development to foster growth, innovation, and leadership.

Entertainment

Delivering entertainment through innovative content, engaging performances, and immersive technology.

From Then to Now

2013

Founded Shriswastik Finserv Pvt. Ltd.

2015

Emerged as a distribution partner for multiple banks and NBFCs.

2016

Expanded our portfolio with multi-loan product distribution.

2017

Celebrated with multiple annual target achievement awards from renowned national banks.

2020

Ventured into the dynamic world of real estate.

2021

Amplified our global presence, serving esteemed clients across the USA, Singapore, Saudi Arabia, Europe, and beyond.

2023

Incorporated Nihal Fintech Pvt. Ltd.

Our Corporate Recognitions

What Our Clients Say

Being a salaried individual in the USA, I needed a 2.5 CR home loan in India. Nihal Fintech made this process incredibly easy. Their understanding of NRI financial needs and their meticulous approach ensured that I got the best deal. They were always available to answer my questions and provided detailed information at every stage. The team's professionalism and dedication gave me confidence that I was in good hands.

I am extremely satisfied with their service and would recommend them to any NRI looking for financial solutions in India. Their expertise made what seemed like a complex process, simple and hassle-free.

MR. TRIVEDI

My business, with a turnover of 10 CR, required a 6 CR Cash Credit facility with Deutsche Bank. Nihal Fintech facilitated this with unmatched expertise and efficiency. From the initial consultation to the final approval, the entire process was smooth and the terms were highly favorable. They understood my business needs and tailored a solution that fit perfectly. Their professionalism and attention to detail were evident throughout, and I was able to focus on running my business while they took care of the financial arrangements.

I highly recommend Nihal Fintech for any high-value business financial needs.

MR. BHANDARI

As a senior citizen nearing retirement, I never thought I could get a substantial loan. But Nihal Fintech made it happen. Even with only 10 years left until retirement, they helped me secure a 70 lakh home loan with a 20-year EMI period. Their support was invaluable, from explaining the different options available to helping me choose the best one. The process was straightforward and transparent, making me feel confident in my decision.

I am incredibly grateful for their exceptional service and the peace of mind they provided during what could have been a stressful time.

CHIRAG PAREKH

Securing a home loan in India while being an NRI in Saudi Arabia seemed like a daunting task. However, Nihal Fintech made it incredibly straightforward. At 72 years old and without any younger family members to assist me, I needed a 4.5 CR Loan Against Property. The team at Nihal Fintech handled everything with such professionalism and care that the entire process was seamless. They provided clear explanations, prompt responses, and ensured all my concerns were addressed. I never felt alone in the process, as they guided me every step of the way.

I highly recommend their services to fellow NRIs who are looking for reliable and efficient financial solutions.

MR. MUSTANSHIR TOFAEAROSH

About Us

About Nihal Fintech

Our Vision

Why Choose Us