Earning through our loan referral program is simple. Follow these 3 easy steps and start earning referral rewards without any investment.
Nihal Fintech Pvt. Ltd. has been a trusted loan consultancy since 2013, operating across Mumbai and Pune. Here’s why referring through us benefits both you and the people you refer:
Referral reward paid directly to your bank account after disbursement. No delays, no excuses.
Over a decade of experience in loan consultancy with 1,000+ satisfied clients across Mumbai & Pune.
We work with leading banks and NBFCs including ICICI, Axis, Kotak, PNB Housing & more - ensuring the best loan terms.
Dedicated relationship managers for faster approvals. Most loans are processed within 7–15 working days.
From documentation to disbursement, our team handles everything so your referral has a smooth experience.
All fees and charges explained upfront. No hidden costs for you or the person you refer to
Anyone can participate. You don’t need to be an existing client, a financial professional, or a registered agent. This program is ideal for:
No investment required. No registration fees. No minimum qualification.
Earning through our loan referral program is simple. Follow these 3 easy steps and start earning referral rewards without any investment.
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EXCELLENT Based on 63 reviews Posted on Google Dev singhTrustindex verifies that the original source of the review is Google. Smooth process along with correct guidancePosted on Google PRATIK SHAHTrustindex verifies that the original source of the review is Google. Nihal Fintech helped alot throughout the process and provided complete support especially Rajesh More and Niral mehta. Really thanks for helping us throughout and help us to achieve our dream of having house in Mumbai.Posted on Google Harsshal GosaviTrustindex verifies that the original source of the review is Google. Very professional and reliable finance consultant. Clear guidance, quick response, and transparent process. Highly recommended for loans and financial solutions.Posted on Google Vikas ATrustindex verifies that the original source of the review is Google. All documentation work was completed on time; thanks for the team.Posted on Google Shivraj ShettyTrustindex verifies that the original source of the review is Google. Recently I was fortunate to get connected with Nihal Fintech and glad that I got my things cleared smoothly as they promised Thank you to the entire team and Ashish ji with whom I was coordinating from Day 01 to the actual day of disbursement
Yes. Nihal Fintech maintains strict confidentiality of customer information and follows secure loan processing practices.
Loan approval timelines depend on the loan type, documentation, and lender policies. However, Nihal Fintech works with dedicated relationship managers to ensure faster processing and approvals.
The minimum eligible loan amount for referral rewards is ₹10 Lakhs. You can earn a minimum ₹2,500 up to Lakhs* depending on loan type and the sanctioned amount.
All loan types offered by Nihal Fintech: home loans, loan against property, business loans, personal loans, working capital loans, loan against securities, and project funding.
Referral rewards are paid within 15–30 business days after the referred person's loan has been successfully disbursed.
No limit. The more successful referrals you make, the more you earn.
No. Anyone can participate - whether or not you are an existing client.
Nihal Fintech operates in Mumbai and Pune, but referrals from other cities may also be eligible since banking partners have pan-India presence.
Yes, completely free. No registration fee, no investment, no hidden charges.
Refer and Earn is for simple referrals - no paperwork or agent registration required. DSA partnership is more formal with commission-based payouts. Visit the Partner page for DSA details.
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