Refer and Earn with Nihal Fintech

Refer anyone for a Home Loan, Business Loan, Personal Loan, LAP, or more and earn minimum ₹2,500 up to Lakhs* per successful disbursement. With over a decade of trusted loan consultancy across Mumbai and Pune, your referrals are in safe hands and your rewards are guaranteed.
refer and earn

15+ - Banking Partners

10+ Years of Experience

100% Client Satisfaction

How the Nihal Fintech Refer and Earn Program Works

Earning through our loan referral program is simple. Follow these 3 easy steps and start earning referral rewards without any investment.

Step 1

Submit Your Referral
Fill out the referral form with your details and your friend’s or family member’s contact information.

Step 2

Share Easily
You can also share the referral directly through WhatsApp, SMS, or email for a quick and convenient process.

Step 3

We Process the Loan
Our expert loan consultants connect with the referred person, understand their requirements, and guide them through the complete loan.

Step 4

Receive Your Reward
Once the referred person’s loan is successfully disbursed, your referral reward is credited directly to your bank account within 15–30 business days.

Why Choose Nihal Fintech for Your Loan Referrals?

Nihal Fintech Pvt. Ltd. has been a trusted loan consultancy since 2013, operating across Mumbai and Pune. Here’s why referring through us benefits both you and the people you refer:

 

Guaranteed Payouts

Referral reward paid directly to your bank account after disbursement. No delays, no excuses.

Trusted Since 2013

Over a decade of experience in loan consultancy with 1,000+ satisfied clients across Mumbai & Pune.

15+ Banking Partners

We work with leading banks and NBFCs including ICICI, Axis, Kotak, PNB Housing & more - ensuring the best loan terms.

Quick Loan Processing

Dedicated relationship managers for faster approvals. Most loans are processed within 7–15 working days.

End-to-End Loan Support

From documentation to disbursement, our team handles everything so your referral has a smooth experience.

Transparent Process

All fees and charges explained upfront. No hidden costs for you or the person you refer to

Loan Types Eligible for Referral Rewards

Home Loans

For purchasing residential property in Mumbai, Pune, or across India.

Loan Against Property

Leverage property equity for needs.

Business Loans

Funding for business growth, expansion, and operational needs.

Personal Loans

Quick access to funds without collateral.

Working Capital

Smooth business operations with adequate funding.

Project Funding

Tailored financing for large-scale projects.

Who Can Participate in the Refer and Earn Program?

  • Anyone can participate. You don’t need to be an existing client, a financial professional, or a registered agent. This program is ideal for:

    • Existing Nihal Fintech clients
    • Chartered Accountants (CAs) and financial advisors
    • Real estate agents and property brokers
    • Insurance agents and LIC advisors
    • Small business owners
    • Salaried professionals
    • Students, homemakers, freelancers – anyone with a network

    No investment required. No registration fees. No minimum qualification.

Refer and Earn - Terms & Conditions

Earning through our loan referral program is simple. Follow these 3 easy steps and start earning referral rewards without any investment.

Request Assistance

fill our the details below and expert will reach out

Refer and Earn - Terms & Conditions

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    Rewards only on Nihal Fintech disbursed loans.
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    Referral rewards apply on loans ₹10 Lakhs+.
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    Referred customers must be new clients only.
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    Rewards credited 15–30 days post disbursement.
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    Reward depends on loan type, amount.
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    Nihal Fintech may change rewards without notice.
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    Program subject to Indian laws and regulations.
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    Nihal Fintech’s decision is final in disputes.
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    Self-referrals are not eligible for rewards.
Eligibility

Our Valued Partners

Frequently Asked Questions

Yes. Nihal Fintech maintains strict confidentiality of customer information and follows secure loan processing practices.

Loan approval timelines depend on the loan type, documentation, and lender policies. However, Nihal Fintech works with dedicated relationship managers to ensure faster processing and approvals.

The minimum eligible loan amount for referral rewards is ₹10 Lakhs. You can earn a minimum ₹2,500 up to Lakhs* depending on loan type and the sanctioned amount.

 

All loan types offered by Nihal Fintech: home loans, loan against property, business loans, personal loans, working capital loans, loan against securities, and project funding.

Referral rewards are paid within 15–30 business days after the referred person's loan has been successfully disbursed.

No limit. The more successful referrals you make, the more you earn.

 

No. Anyone can participate - whether or not you are an existing client.

 

Nihal Fintech operates in Mumbai and Pune, but referrals from other cities may also be eligible since banking partners have pan-India presence.

 

Yes, completely free. No registration fee, no investment, no hidden charges.

 

Refer and Earn is for simple referrals - no paperwork or agent registration required. DSA partnership is more formal with commission-based payouts. Visit the Partner page for DSA details.

 

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Contact Information

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