secured lending

5 glossary terms in this category

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SECURED LENDING TERMS

Loan Against Property (LAP)

Loan Against Property (LAP) allows borrowers to unlock the value in their existing property without selling it. The property —...

secured lending

Loan Against Securities (LAS)

Loan Against Securities (LAS) allows investors to access liquidity without selling their investments. Securities are pledged (not sold) to the...

secured lending

Margin Call

A margin call occurs in Loan Against Securities when the market value of pledged securities declines, causing the LTV ratio...

secured lending

Pledge

A pledge involves the transfer of possession of movable assets to the lender as security. Unlike a mortgage (which applies...

secured lending

SARFAESI Act

SARFAESI Act (2002) empowers banks and financial institutions to recover non-performing assets (NPAs) by seizing and selling the collateral without...

secured lending

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