Home » Business & MSME
For business owners, MSMEs, builders and developers. Fund daily costs, new machines or a full project. We compare banks and NBFCs and guide you from application to payout.
OUR SOLUTIONS
We compare lenders for each product and recommend the best fit for your business.
ALL LOANS AT A GLANCE
Eligibility, amount, tenure and rate depend on the lender and your profile. An advisor will confirm what applies to you.
LOAN
Best for
Who it suits
Collateral
Daily operations and cash flow gaps
Traders, manufacturers, service firms
Depends on lender
Liquidity without selling investments
Business owners, promoters & investors
Secured by shares or funds
For developers, builders and owners of commercial property.
Construction and project finance
Lease rental discounting
Loan against commercial property
For plants, workshops and suppliers that need capital to grow.
Working capital limits
Machinery and capex term loans
Loan against factory property
For hospitals, clinics, diagnostic centres and pharma units.
Expansion and equipment finance
Working capital
Loan against hospital property
For developers, builders and owners of commercial property.
For plants, workshops and suppliers that need capital to grow.
For hospitals, clinics, diagnostic centers and pharma units.
CHOOSE BY NEED
Start from what you need and we will point you to the right loan.
Grow or fund my business
Get money to run or grow your business. Compare secured and unsecured options, with help on papers.
Manage daily cash flow
Pay suppliers, staff and rent, and cover gaps between payments, with funding matched to your business cycle.
Build or expand a project
For builders and developers who want to start or expand construction, with quick approval and flexible repayment options.
Borrow without collateral
Flexible unsecured business credit without pledging assets to fund immediate growth.
Cover operational gaps
Maintain healthy working capital cycles and pay vendors without delays.
Explore commercial finance
Talk to an advisor to structure the right financing for your business profile.
Partner with Nihal Fintech, or refer someone through Refer & Earn.
Work out your EMI and get the exact list of papers lenders ask for.
For planning only. Your lender confirms the final EMI.
How we work
At every step you know what is happening, who is handling it and what you get at the end of it.
01
We review your income, credit history, property and existing loans, and tell you honestly what is possible.
who
You + your advisor
You get
A clear view of what is possible
02
We shortlist the banks and NBFCs whose policies fit your profile, so you apply where approval is likely.
who
You + your advisor
You get
A clear view of what is possible
03
We give you one checklist, collect the papers and check them before the lender sees your file.
who
You + your advisor
You get
A clear view of what is possible
04
We present your case to the chosen lender and handle their questions on your behalf.
who
You + your advisor
You get
A clear view of what is possible
05
We compare the sanction terms and negotiate rate, fees and conditions where possible.
who
You + your advisor
You get
A clear view of what is possible
We follow up on legal, valuation and agreement steps until the money reaches you.
who
You + your advisor
You get
A clear view of what is possible
It depends on what the money is for, whether you own property or investments you can borrow against, and your income. Tell us your need and an advisor will suggest the right product and the lenders that fit your profile.
Yes. We specialise in NRI financial services and manage the documentation locally.
Even if your CIBIL score is less than ideal, our experts can guide you toward the best possible financing solution.
It depends on the loan and on whether you are salaried, self-employed or an NRI. Our document checklist shows the usual papers for each profile, and your advisor confirms the final list for your lender.
No. All processing fees, interest rates and bank charges are clearly explained upfront.
Share a few details and an advisor will call you to check feasibility. Or call us on +91 77009 44833.
