Home » Become a Partner
Join our loan distribution network. Refer clients who need a loan, and we handle the lender, the paperwork and the follow-up. You earn a commission on every disbursement.
WHO CAN JOIN
A DSA (Direct Selling Agent) refers loan customers and earns a commission. Professionals from many fields can join.
Your clients often need home loans, business loans or loans against property. Refer them to a team that handles the lender and the paperwork.
Property deals and loan needs go together. Help your buyers understand home loan eligibility and close faster.
Your patients and peers may need personal loans, home loans or funding for a clinic. Refer them and earn alongside your practice.
You already talk to clients about their financial needs. Add loans to those conversations.
Refer suppliers, customers and fellow business owners who need working capital, business loans or project funding.
Use your lending experience and network to refer quality leads.
WHY PARTNER WITH US
Everything you need to refer with confidence, without investing anything to start.
No registration fee and no security deposit.
One person to help with leads and closing deals.
Training
Learn the products, lender policies and documents you need to know.
Pan-India coverage
Refer customers across Mumbai, Ahmedabad and 2000+ cities.
Work with banks and NBFCs like SBI, HDFC, ICICI, Kotak and Bajaj.
Get your commission within 7 to 15 days of loan disbursement.
Top-performing partners receive rewards.
No minimum referral requirement.
HOW IT WORKS
Joining is free and takes only a few steps.
Fill in your name, phone, city and profession on this page. It takes less than 2 minutes.
Our team calls to check your details and understand your profile.
Meet your relationship manager in person or online. Learn how the program, commissions and referrals work.
Sign the DSA agreement and complete your KYC. Then start referring customers.
PAYOUTS
You earn a commission on the disbursed loan amount. It varies by lender, loan amount and partner tier.
Paid 7 to 15 days after disbursement
No minimum referral requirement
Free to register
PRODUCT
COMMISSION RANGE
Home Loan
0.2% – 0.5%
Loan Against Property
0.5% – 1.0%
Business Loan
1.0% – 2.0%
Personal Loan
1.0% – 2.5%
Working Capital
0.5% – 1.5%
Loan Against Securities
0.3% – 0.8%
Project Funding
0.5% – 1.0%
Note: Commission rates may vary by lender, loan amount and partner tier.
ELIGIBILITY
PAN card (individual or firm)
Aadhaar card or other valid ID
Address proof
Passport-size photograph
Cancelled cheque or bank passbook
GST certificate (for firms, if it applies)
JOIN THE NETWORK
Share a few details and our team will call you within 24 hours to take you through the next steps.
Refer someone who needs a loan, with no paperwork or registration. Earn a minimum of ₹2,500 per successful disbursement on loans of ₹10 lakh or more.
No. Nihal Fintech’s DSA partner registration is completely free. There is zero investment required to join our partner network.
You need your PAN Card, Aadhaar Card, a cancelled cheque or bank passbook, and a passport-size photograph. Firms additionally need GST and business registration certificates.
Yes! CAs are among our most successful partners. Your existing client base of business owners and professionals makes you an ideal candidate for earning loan referral commissions.
Commissions are paid within 7–15 days of loan disbursement. You can track all your referrals and payouts through our partner portal in real-time.
Absolutely. Most of our partners — including doctors, CAs, and insurance agents — work as DSA partners part-time alongside their primary profession. There are no minimum referral requirements.
We have tie-ups with 50+ lenders including SBI, HDFC Bank, ICICI Bank, Kotak Mahindra, Bajaj Finserv, Axis Bank, LIC Housing, Tata Capital, and many more.
We have offices in Mumbai (Kandivali) and Pune (Budhwar Peth) and our partner network extends across 2000+ cities in India. You can join from anywhere.
Once registered, you share the customer’s basic details (name, phone, loan requirement) with your dedicated relationship manager or through our partner portal. Our team handles the rest – documentation, bank processing, and disbursement. You earn your commission automatically.
