Home » Mumbai

Loan advisory in Mumbai

mumbai-image

Nihal Fintech began its journey in Mumbai in 2013. From our Kandivali West office we help individuals, NRIs and businesses compare banks and NBFCs and find the loan that fits.

mumbai-image

LOANS IN MUMBAI

Loans we arrange in Mumbai

Fuel your business growth in Mumbai. Access working capital, term loans, and machinery finance with ease.
  • Uncapped funding for Mumbai enterprises
  • Fast-track approvals in 3 to 5 days
  • Structured EMIs fitting cash flow
Quick personal funding for salaried and self-employed professionals across Mumbai.
  • Unsecured loans up to ₹40 lakh
  • Paperless approval in 24 to 48 hours
  • Flexible repayment 12 to 84 months
Get high-value liquidity against your property in Mumbai with extended repayment tenure.
  • Unlock up to 80% market value across MMR
  • Tenure up to 20 years with low EMIs
  • Residential & commercial properties

OUR MUMBAI OFFICE

Home loan help near you

Our Kandivali West office works with home buyers across Mumbai.

OUR MUMBAI OFFICE

OUR MUMBAI OFFICE

HDFC
SBI
ICICI
Bajaj
Kotak

Named on our Home Loan in Mumbai page. Our own partner banks are shown in the strip above.

For developers, builders and owners of commercial property.
  • Construction and project finance
  • Lease rental discounting
  • Loan against commercial property
For plants, workshops and suppliers that need capital to grow.
  • Working capital limits
  • Machinery and capex term loans
  • Loan against factory property
For hospitals, clinics, diagnostic centres and pharma units.
  • Expansion and equipment finance
  • Working capital
  • Loan against hospital property
Real-estate-broker

Real estate & construction

For developers, builders and owners of commercial property.
  • Construction and project finance
  • Lease rental discounting
  • Loan against commercial property
builder-industry

Manufacturing & Engineering

For plants, workshops and suppliers that need capital to grow.
  • Working capital limits
  • Machinery and capex term loans
  • Loan against factory property
doctor industry

Doctors

For hospitals, clinics, diagnostic centres and pharma units.
  • Expansion and equipment finance
  • Working capital
  • Loan against hospital property
Niral Mehta

About Nihal Fintech

Institutional debt advisors, not transactional loan agents

Niral Mehta

Founded as a financial advisory practice in 2013 and incorporated as Nihal Fintech Pvt. Ltd. in 2023, we help borrowers navigate complex financing requirements through a network of banks and financial institutions.

Our financial advisory approach

Every financing requirement is different. We assess your financial profile, documentation and funding requirement to identify suitable lending options from our network of banks and financial institutions.

We support lender comparison, application structuring, documentation and coordination through the process, while the final approval, terms and rates remain with the selected lender.

Advisory roots

2013

Financial advisory practice

Incorporated

2023

Nihal Fintech Pvt. Ltd.

Lender network

40+*

Banks and financial institutions

How we work

Six steps from enquiry to disbursement

At every step you know what is happening, who is handling it and what you get at the end of it.

Six Steps

01

Profile assessment

We review your income, credit history, property and existing loans, and tell you honestly what is possible.

who

You + your advisor

You get

A clear view of what is possible

02

Lender matching

We shortlist the banks and NBFCs whose policies fit your profile, so you apply where approval is likely.

who

You + your advisor

You get

A clear view of what is possible

03

Documents and verification

We give you one checklist, collect the papers and check them before the lender sees your file.

who

You + your advisor

You get

A clear view of what is possible

04

File submission

We present your case to the chosen lender and handle their questions on your behalf.

who

You + your advisor

You get

A clear view of what is possible

05

Sanction and negotiation

We compare the sanction terms and negotiate rate, fees and conditions where possible.

who

You + your advisor

You get

A clear view of what is possible

06

Disbursement

We follow up on legal, valuation and agreement steps until the money reaches you.

who

You + your advisor

You get

A clear view of what is possible

What our clients say

Posted on Google Google
Dev singh profile picture
Dev singh
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Smooth process along with correct guidance
Posted on Google Google
PRATIK SHAH profile picture
PRATIK SHAH
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Nihal Fintech helped alot throughout the process and provided complete support especially Rajesh More and Niral mehta. Really thanks for helping us throughout and help us to achieve our dream of having house in Mumbai.
Posted on Google Google
Harsshal Gosavi profile picture
Harsshal Gosavi
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very professional and reliable finance consultant. Clear guidance, quick response, and transparent process. Highly recommended for loans and financial solutions.
Posted on Google Google
Vikas Ambade profile picture
Vikas Ambade
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
All documentation work was completed on time; thanks for the team.

FAQS

Questions borrowers ask us

Do not see yours? Ask an advisor directly.

Where is your Mumbai office?

Our Mumbai office is located in Kandivali West (Opp. Bal Bharti School). We are easily accessible from both Kandivali railway station and the metro line.

You can access all retail and commercial lending products including Home Loans, Loan Against Property, Business Loans, MSME Loans, Project Funding, and Unsecured Loans.

Yes. While our physical offices are in Mumbai and Ahmedabad, our loan advisory and digital processing services assist clients and NRIs across India and abroad.

Yes, we have a fully operational branch office in Ahmedabad serving borrowers and businesses across Gujarat.

No. Nihal Fintech maintains 100% transparency. All interest rates, processing fees, and statutory costs are disclosed upfront before application submission.

Yes. We specialize in NRI home loans and property financing, managing documentation, power of attorney (POA) advisory, and multi-currency income assessments.

Not sure which loan or lender is right for you?

Share a few details and an advisor will call you to check feasibility. Or call us on +91 77009 44833.