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HOME LOAN ADVISORY · MUMBAI & AHMEDABAD
Join our loan distribution network. Refer clients who need a loan, and we handle the lender, the paperwork and the follow-up while you earn on every disbursement.
Home loan rates start at 8.5% p.a., depending on your credit score, income profile and loan tenure. The lender sets the final rate for your profile.
With a monthly salary of ₹50,000, you may be eligible for a home loan of approximately ₹25–30 lakh. Existing EMIs, credit score and the lender’s policy change the final amount.
Identity proof, address proof, income proof (salary slips or ITR), bank statements and property documents. Your advisor gives you the exact list for your lender.
Usually 3–7 working days when your documents are complete and your credit score is strong.
A credit score above 750 gets you the best rates and fastest approvals. If your score is lower, some NBFCs and housing finance companies may still evaluate your profile with a higher down payment or an eligible co-applicant. Our advisors can evaluate which lenders match your situation.
Up to 30 years, which keeps the monthly EMI smaller.
Floating rates are generally lower and have no prepayment penalties for individual borrowers as per RBI rules. Fixed rates offer EMI certainty but usually carry a higher interest rate. Most borrowers choose floating rates, but we help you compare both options.
Yes. The lender releases the loan in stages as construction progresses, and checks the project’s approvals before sanction.
Yes. For higher loan amounts, adding a co-applicant can increase your eligibility or let you choose a longer tenure.
Yes. We specialise in NRI financial services and manage the documentation locally.
No. All processing fees, interest rates and bank charges are clearly explained upfront.
When the saving in interest from moving your loan to another lender is clearly more than the cost of moving (processing, legal and valuation charges). Your advisor compares the new offer with what you pay today before you switch.
Your credit report and score, income and its stability, existing EMIs, age, and the property’s legal title and valuation. A complete file with clear property papers speeds up the sanction.
