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Work out your EMI, see how much you could borrow and get the list of papers lenders ask for, before you speak to a lender.
Free tools
Each tool gives you an answer in a few steps. When you are ready, an advisor can check it against real lender offers.
“How much will I pay every month?”
Loan amount, interest rate and tenure
Monthly EMI, total interest and total payment, with a year-wise breakdown
“How much could I borrow?”
Monthly income, existing EMIs and tenure
An estimated loan amount you may be eligible for
“Which papers will the lender ask for?”
Your profile: salaried, self-employed, MSME or developer
A checklist you can copy or share on WhatsApp
aAfter the tools
The tools give you an estimate. To get an actual EMI, your profile has to go to a lender. That is where we help.
We compare offers from our network of lenders, so you see more than one EMI.
Your advisor looks at your income, credit history and existing loans.
We work to secure a competitive rate and the lowest monthly repayment for your profile.
Home loan rates start at 8.5% p.a., depending on your credit score, income profile and loan tenure. The lender sets the final rate for your profile.
With a monthly salary of ₹50,000, you may be eligible for a home loan of approximately ₹25–30 lakh. Existing EMIs, credit score and the lender’s policy change the final amount.
Identity proof, address proof, income proof (salary slips or ITR), bank statements and property documents. Your advisor gives you the exact list for your lender.
Usually 3–7 working days when your documents are complete and your credit score is strong.
A credit score above 750 gets you the best rates and fastest approvals. If your score is lower, some NBFCs and housing finance companies may still evaluate your profile with a higher down payment or an eligible co-applicant. Our advisors can evaluate which lenders match your situation.
Up to 30 years, which keeps the monthly EMI smaller.
Floating rates are generally lower and have no prepayment penalties for individual borrowers as per RBI rules. Fixed rates offer EMI certainty but usually carry a higher interest rate. Most borrowers choose floating rates, but we help you compare both options.
Yes. The lender releases the loan in stages as construction progresses, and checks the project’s approvals before sanction.
Yes. For higher loan amounts, adding a co-applicant can increase your eligibility or let you choose a longer tenure.
Yes. We specialise in NRI financial services and manage the documentation locally.
No. All processing fees, interest rates and bank charges are clearly explained upfront.
When the saving in interest from moving your loan to another lender is clearly more than the cost of moving (processing, legal and valuation charges). Your advisor compares the new offer with what you pay today before you switch.
Your credit report and score, income and its stability, existing EMIs, age, and the property’s legal title and valuation. A complete file with clear property papers speeds up the sanction.
Share a few details and an advisor will call you to check feasibility. Or call us on +91 77009 44833.
